Turn Invoices into Cash – Instantly

Struggling with payments and tight cash flow?

Free up working capital instantly by financing your unpaid invoices

Illustration of invoice financing process

Proud participant in Qatar Central Bank's Sandbox, backed by trusted partners

SANDBOX FINANCING PARTNER

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TECHNOLOGY PARTNER

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Why Choose Us

Transform the way you finance your business

Get access to multiple lenders icon

Get access to multiple lenders

Relying on a single bank can be limiting. We connect you to multiple institutional lenders giving you faster access to funds.

Apply in minutes, not weeks icon

Apply in minutes, not weeks

Traditional financing involves complex forms and wait times. Madad simplifies it with a faster and easier digital application.

Build your Business Credit Score icon

Build your Business Credit Score

Madad builds your business credit profile, helping you secure better loan terms and limits, with financial independence.

Become a part of Qatari SME ecosystem icon

Become a part of Qatari SME ecosystem

Join Qatar's largest SME community in making, to learn, share and grow with industry experts and fellow business owners.

How It Works

Invoice financing process

A diagram showing the invoice financing process flow between a buyer, SME, and lending partners.
1

SME raises invoice to the Buyers against the delivered goods and/or services

2

SME apply to the lender for financing the invoice raised to it's buyers

3

Buyer authenticated the invoice for the lender to further process the application

4

Post evaluation and acceptance the lender disburses the funds against the invoice to SME

5

Buyer pays back the invoice amount on or before the due date, as per the invoice terms

6

Lender pays the difference amount to the SME, post closure by the buyers

How You Can Apply

Seamless digital application journey

With our easy process get discount instantly, without any hassle.

A screenshot of the Madad dashboard showing credit line overview and pending invoices.
1

Get Onboarded

Get onboarded with business documents like CR, Tax card, Financials etc.

2

Get Verified

We review and verify your business documents, and prepare for multiple lenders

3

Get Credit Offers

Multiple credit line offers post sharing information about your buyers, UBO e-KYC

4

Upload your invoice

Submit invoice for financing against the approved credit line and buyers

5

Get funds

Post invoice validation by buyer, get the funds in your bank account

Who Can Apply

Built for SME enterprises like yours

Registered Qatari SME icon

Registered Qatari SME

Businesses that are officially registered in Qatar, has revenue < QAR 100 million and has employees < 250, are eligible to apply.

Serving Priority Sector icon

Serving Priority Sector

Whether you're importing goods, running a factory, or providing professional services — Madad is for you.

Has Creditworthy Buyers icon

Has Creditworthy Buyers

If you hold invoices raised to larger corporations and government bodies. As long as your invoices are valid and due within 90 days.

Get Paid Faster with Invoice Financing

Unlock cash tied up in your unpaid invoices—no more waiting months for buyer payments. With our seamless, tech-powered platform, you can turn your invoices into instant cash. Get credit line offers from multiple trusted lenders. Upload your invoice, and get funded.